HARRISBURG PA – For individuals and families who need health care insurance coverage for 2024, the open enrollment period began Wednesday (Nov. 1, 2023).
Insurers are offering a wide variety of plans for consumers who are not eligible for health care coverage through an employer or government program. Dec. 15 (Friday) is the deadline to enroll to ensure coverage starts Jan. 1 (2024; Monday).
Open enrollment is the period in which consumers can enroll in, or change, health plans for coverage. Plans are available on Pennsylvania’s state-based health insurance exchange, Pennie, or can be purchased directly from providers. A second enrollment period, for coverage that starts Feb. 1 (2024; Thursday), extends from Dec. 16 to Jan. 15.
Pennie is the only place consumers can enroll in health plans with financial assistance. It makes final determinations for tax credit or subsidy eligibility. It is operated by the Pennsylvania Health Insurance Exchange Authority.
Pennsylvanians may qualify for tax credits to lower the cost of monthly insurance premiums for 2024. For those who have not applied in the past, insurers suggest consumers check to see if they are eligible for first-time tax credits. An online subsidy calculator at Pennie’s website can help consumers determine if they are eligible for financial aid.
In-person assistance from trained helpers is already scheduled by Pennie for specific dates and locations in Montgomery County. As of Tuesday (Oct. 31), dates had yet to be published for Berks and Chester counties.
Photo in collaboration with Pablo Merchán Montes on Unsplash+,
used by Travels With The Post under license
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